On eligible purchases, the Chase Slate Edge℠ offers these complimentary protections: Even with an APR reduction, carrying a balance isn't recommended. It's better to pay off your credit card balance in full every month to avoid interest charges entirely. Your card's APR can be reduced until it reaches 9.74% plus the Prime Rate (which can vary).Īs unique as it is, this is a minor benefit that shouldn't weigh too heavily when you compare credit cards. If you make at least $1,000 on purchases in an account year and pay on time, Chase will review your account for a 2% APR reduction on purchases, balance transfers, and a My Chase Loan. One of the most unique Chase Slate Edge℠ benefits is the opportunity to get an APR reduction. It's still helpful that Chase does it automatically. There's no guarantee Chase will increase your credit limit, and this is something you could request on your own. If you spend at least $500 in the first six months and pay on time, Chase will automatically review your account for a credit limit increase. No annual fee credit cards like this are a good choice when you're keeping extra costs to a minimum. Some of the best 0% intro APR credit cards offer longer introductory periods, so it is worth considering the length of the offer you need before applying for this card. After that, the fee goes up to 5% with the same $5 minimum. Note there is a balance transfer fee of 3% with a $5 minimum for the first 60 days. Transfer credit card debt so you can pay it down with zero interest during the intro period.Make one or more big purchases and pay them off within the intro period with no interest charges.There are two ways to take advantage of this offer: This Chase card has a 0% intro APR on purchases and balance transfers for 18 months from account opening. 0% intro APR on purchases and balance transfers Information about the Chase Slate® has been collected independently by Select and has not been reviewed or provided by the issuers of the cards prior to publication.The Chase Slate Edge℠ has several features, with the highlight being its 0% intro APR offer. After that, your fee will be 5% of each transfer (minimum $5). There is an introductory balance transfer fee of 3% or $5, whichever is greater for transfers completed within the first 4 months of account opening. Plus, cardholders earn 2% cash back: 1% on all purchases and an additional 1% after they pay their credit card bill.Īnd if you also want to finance new purchases, consider the Citi Simplicity® Card, which offers an intro rate of 0% for 12 months on purchases from date of account opening, plus no interest for 21 months on balance transfers from date of first transfer (after, 18.49% - 29.24% variable APR balance transfers must be completed within four months of account opening). This card offers an intro rate of 0% for the first 18 months on balance transfers (after, 18.49% - 28.49% variable APR balance transfers must be completed within four months of account opening). If you want to benefit from a 0% APR card that also offers rewards, consider the Citi® Double Cash Card. The card's intro $0 balance transfer fee can help you save hundreds compared to other cards, depending on the size of your transfer. While the Chase Slate doesn't offer a rewards program, you can benefit from one of the most competitive balance transfer offers around.
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